Basic Business Insurance Options For Your Startup

insurance agency in Orlando

When looking for an insurance agency in Orlando to cover your startup, its best to have a solid understanding of the type of coverage you need. This will help to simplify the process as you read through all the coverage options from the various agencies. Here are some of the basic coverage’s you’ll need when starting out.

Commercial Property

Commercial property insurance covers all your business physical assets including the building, furniture, equipment, computers as well as the data on them. Most causes of loss are covered including fire, windstorm, hail, theft and vandalism.

General Liability Insurance

General liability insurance keeps your business protected in case your product or service causes harm to a third party or their property. This even includes instances where a customer may hurt themselves in your office.

Workers Compensation

Even if you just have one employee, its recommended that you carry workers compensation. Workplace accidents can happen at any time and you don’t want to leave your business open to the risk.

Commercial Auto

If driving company cars or trucks are going to be part of your operations, then you will need to carry commercial auto insurance. Its important to note that this is a separate coverage as your vehicles will not be covered under your commercial property insurance.

Finding the right insurance agency in Orlando can take a while. Having a good understanding of the coverage’s you’ll need can help to simplify and shorten the process.

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