There are several different kinds of insurance that you probably aren’t aware of, including dump truck insurance. An insurance policy for a dump truck is similar to an automobile insurance policy in that it protects your dump truck in the event that it were to become damaged. A dump truck policy can be paired with your existing cargo liability insurance and regular liability insurance policies.
A dump truck insurance policy can be applied to a variety of common dump trucks, including standard dump trucks, transfer dump trucks, gravel trucks, mulch haulers and ten wheelers as well. Your truck can be carrying dirt, asphalt or sand and still be adequately covered with an insurance policy.
Different Kinds of Coverage
Dump truck drivers who work on a for-hire basis should strongly consider getting motor truck cargo insurance in order to safeguard the various materials that they haul in their trucks. Your dump truck policy will also cover additional equipment, such as covers, tarps and anything else you might have to use to keep your loads safe. Rental reimbursement with downtime coverage is something you might want to think about adding on to your insurance plan in order to help with the cost of rental and replacement.
A dump truck insurance policy ensures that you won’t be dumped on with a load of frustration and financial loss if anything unfortunate were to happen while you were in your dump truck.