No one ever expects his or her dog to bite or injure another person. But you cannot predict every circumstance your dog will be in. Even the most gentle of dogs can become defensive in various situations. Whether your dog bites, scratches or knocks a person over and causes an injury, you become liable for those injuries. A claim could be filed and if you do not have the proper insurance, then you are left paying those expenses out of pocket. Dog bite insurance settlements cost an average of over $20,000. That is a lot of money that most people do not have available to spend. You need to make sure that your homeowner’s insurance also covers your canine pets. If it does not include them, you can purchase an insurance policy for your dog.
These policies are available for all breeds of dogs. Every breed of dog has been known to bite so there is no discrimination on what breeds can get a policy. Each policy is written specific to the dog and a behavior history can be taken into consideration. Do not take the risk of having to pay outrageous dog bite insurance settlements out of pocket. Prepare for the unexpected and insure your canine pets.